Dr. Michael R. Cram
- Gender: Male
- Experience: 28 years
- Graduated from: Ohio State University College Of Medicine
- Graduation year: 1993
- Sole propriator: No
- NPI: 1104802859
Dr. Michael R. Cram MD
Urologist
He is located at 128 Medical Park Road Suite 301 in Mooresville, NC 28117. Can help patients with the following: Bladder Cancer, Bladder Spasms, Blood in Urine, Infertility, Painful Bladder Syndrome, Urinary Tract Infection (UTI). His National Provider Identifier (NPI) number is 1104802859. Appointment can be made via the phone number (704) 660-3322. He is affiliated with 3 practices and 2 hospitals.
Conditions treated
Dr. Michael Raymond Cram, being an urologist, treats the following conditions. Please be advised that this list may not be complete. For the full list of conditions treated, consult directly with Dr. Michael R. Cram.
- Benign Prostatic Hyperplasia (BPH)
- Bladder Cancer
- Bladder Control
- Bladder Spasms
- Blood in Semen
- Blood in Urine
- Chlamydia
- Epididymitis
- Erectile Dysfunction (ED)
- Hydrocele
- Hydronephrosis
- Infertility
- Kidney Infection
- Kidney Stones
- Mens Health
- Overactive Bladder (OAB)
- Painful Bladder Syndrome
- Premature Ejaculation (PE)
- Priapism
- Prostatitis
- Testicular Torsion
- Undescended Testes
- Urethritis
- Urinary Incontinence (UI)
- Urinary Retention
- Urinary Tract Infection (UTI)
- Varicocele
Procedures Performed by Dr. Michael R. Cram
ACA Marketplace (Obamacare/HealthCare.gov) plan networks
Insurers selling ACA Marketplace (HealthCare.gov) plans list Dr. Michael R. Cram as in-network for the following 2026 plans.
Health plans
Ambetter of North Carolina
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 29 plans from Ambetter of North Carolina
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Clear Silver with $0 Insulin Options | HMO · Silver | Preferred | Accepting new patients at some locations |
| Complete Gold | HMO · Gold | Preferred | Accepting new patients at some locations |
| Complete Gold + Vision + Adult Dental | HMO · Gold | Preferred | Accepting new patients at some locations |
| Complete Gold with Atrium Health | HMO · Gold | Preferred | Accepting new patients at some locations |
| Complete Gold with Atrium Health + Vision + Adult Dental | HMO · Gold | Preferred | Accepting new patients at some locations |
| Elite Bronze | HMO · Expanded Bronze | Preferred | Accepting new patients at some locations |
| Elite Bronze + Vision + Adult Dental | HMO · Expanded Bronze | Preferred | Accepting new patients at some locations |
| Elite Bronze with Atrium Health | HMO · Expanded Bronze | Preferred | Accepting new patients at some locations |
| Elite Bronze with Atrium Health + Vision + Adult Dental | HMO · Expanded Bronze | Preferred | Accepting new patients at some locations |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options | HMO · Silver | Preferred | Accepting new patients at some locations |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental | HMO · Silver | Preferred | Accepting new patients at some locations |
| Everyday Bronze | HMO · Expanded Bronze | Preferred | Accepting new patients at some locations |
| Everyday Bronze + Vision + Adult Dental | HMO · Expanded Bronze | Preferred | Accepting new patients at some locations |
| Everyday Bronze with Atrium Health | HMO · Expanded Bronze | Preferred | Accepting new patients at some locations |
| Everyday Bronze with Atrium Health + Vision + Adult Dental | HMO · Expanded Bronze | Preferred | Accepting new patients at some locations |
| Focused Silver with Atrium Health | HMO · Silver | Preferred | Accepting new patients at some locations |
| Focused Silver with Atrium Health + Vision + Adult Dental | HMO · Silver | Preferred | Accepting new patients at some locations |
| Standard Expanded Bronze | HMO · Expanded Bronze | Preferred | Accepting new patients at some locations |
| Standard Expanded Bronze + Vision + Adult Dental | HMO · Expanded Bronze | Preferred | Accepting new patients at some locations |
| Standard Expanded Bronze with Atrium Health | HMO · Expanded Bronze | Preferred | Accepting new patients at some locations |
| Standard Expanded Bronze with Atrium Health + Vision + Adult Dental | HMO · Expanded Bronze | Preferred | Accepting new patients at some locations |
| Standard Gold | HMO · Gold | Preferred | Accepting new patients at some locations |
| Standard Gold + Vision + Adult Dental | HMO · Gold | Preferred | Accepting new patients at some locations |
| Standard Gold with Atrium Health | HMO · Gold | Preferred | Accepting new patients at some locations |
| Standard Gold with Atrium Health + Vision + Adult Dental | HMO · Gold | Preferred | Accepting new patients at some locations |
| Standard Silver | HMO · Silver | Preferred | Accepting new patients at some locations |
| Standard Silver + Vision + Adult Dental | HMO · Silver | Preferred | Accepting new patients at some locations |
| Standard Silver with Atrium Health | HMO · Silver | Preferred | Accepting new patients at some locations |
| Standard Silver with Atrium Health + Vision + Adult Dental | HMO · Silver | Preferred | Accepting new patients at some locations |
Cigna Healthcare
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 17 plans from Cigna Healthcare
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Connect Bronze 5500 Indiv Med Deductible | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Connect Bronze 6500 Indiv Med Deductible | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Connect Bronze CMS Standard | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Connect Bronze RD 5000 Indiv Med Deductible | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Connect Bronze RD 6000 Indiv Med Deductible | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Connect Bronze RD CMS Standard | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Connect Gold 1500 Indiv Med Deductible | HMO · Gold | Preferred | Accepting new patients |
| Connect Gold CMS Standard | HMO · Gold | Preferred | Accepting new patients |
| Connect Gold RD CMS Standard | HMO · Gold | Preferred | Accepting new patients |
| Connect myDiabetesCare Bronze | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Connect myDiabetesCare Silver | HMO · Silver | Preferred | Accepting new patients |
| Connect Silver 3600 Indiv Med Deductible | HMO · Silver | Preferred | Accepting new patients |
| Connect Silver 5000 Indiv Med Deductible | HMO · Silver | Preferred | Accepting new patients |
| Connect Silver CMS Standard | HMO · Silver | Preferred | Accepting new patients |
| Connect Silver RD 3500 Indiv Med Deductible | HMO · Silver | Preferred | Accepting new patients |
| Connect Silver RD 5000 Indiv Med Deductible | HMO · Silver | Preferred | Accepting new patients |
| Connect Silver RD CMS Standard | HMO · Silver | Preferred | Accepting new patients |
Oscar Health Plan of North Carolina, Inc
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 22 plans from Oscar Health Plan of North Carolina, Inc
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Bronze Classic 4700 | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Classic 4700 | with Atrium Health | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Classic Standard | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Classic Standard | with Atrium Health | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Elite + PCP Saver Plus | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Elite + PCP Saver Plus | with Atrium Health | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Simple Chronic Care CKM | with Atrium Health | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Simple Diabetes | with Atrium Health | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Gold Classic Standard | HMO · Gold | Preferred | Accepting new patients |
| Gold Classic Standard | with Atrium Health | HMO · Gold | Preferred | Accepting new patients |
| Silver Classic | HMO · Silver | Preferred | Accepting new patients |
| Silver Classic Standard | HMO · Silver | Preferred | Accepting new patients |
| Silver Classic Standard | with Atrium Health | HMO · Silver | Preferred | Accepting new patients |
| Silver Classic | with Atrium Health | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Chronic Care CKM | with Atrium Health | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Diabetes | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Diabetes | with Atrium Health | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple PCP Saver | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple PCP Saver | with Atrium Health | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Women's Health with Menopause Benefits | with Atrium Health | HMO · Silver | Preferred | Accepting new patients |
UnitedHealthcare
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 13 plans from UnitedHealthcare
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals | HMO · Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Standard (No Referrals) | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Standard+ Dental + Vision (No Referrals) | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Advantage + ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Standard (No Referrals) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Advantage + ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Standard (No Referrals) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Value ($0 Virtual Urgent Care, No Referrals) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Value + ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | HMO · Silver | Non Preferred | Accepting new patients |
This covers ACA Marketplace plans only, as reported by each insurer. It does not include employer, Medicare Advantage, or state-run exchange plans, and a plan missing from this list does not mean Dr. Michael R. Cram is out of network. Insurer directories can be out of date, so always confirm with the insurer and the office before your visit.
Medicare Enrollment
Dr. Michael R. Cram is enrolled to bill Medicare as a Practitioner - Urology .
Bills through: Stone Institute Of The Carolinas Llc
Based on Medicare's public enrollment records as of Sep 29, 2026. This reflects Medicare fee-for-service enrollment only and says nothing about other insurance, quality, outcomes, or board certification.
Payments received
Drug payment
| Astellas Pharma | $1380 |
| Pfizer | $269 |
| AbbVie | $177 |
Other
| Food and Beverage | $3991 |
Studies
OHIO STATE UNIVERSITY COLLEGE OF MEDICINE
Graduated in 1993Additional Specialities
- Specialist
Affiliated practices
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Questions & Answers
What conditions does Dr. Michael Raymond Cram treat?
Dr. Michael Raymond Cram provides treatment for Bladder Cancer, Bladder Spasms, Blood in Urine, Infertility, Painful Bladder Syndrome, Urinary Tract Infection (UTI). For the full list see this list.
Has Dr. Michael Raymond Cram affiliation with hospitals?
Dr. Michael Raymond Cram is affiliated with NOVANT HEALTH HUNTERSVILLE MEDICAL CENTER. For the full list of hospitals see this list.
Does Dr. Michael Raymond Cram accept patients with Ambetter of North Carolina?
Yes, Dr. Michael Raymond Cram is listed in-network for Ambetter of North Carolina through the ACA Marketplace (Obamacare/HealthCare.gov). See the Marketplace plans section for details.
Where can you meet with Dr. Michael Raymond Cram?
Dr. Michael Raymond Cram's office is located at 128 Medical Park Road Suite 301 in Mooresville, NC 28117.
Does Dr. Michael Raymond Cram have affiliation with practices?
Dr. Michael Raymond Cram is affiliated with Grant R Meisner LLC. For the full list of practices see this list.